Midlothian, VA. 804.378.2527

Lifelong Learning Chesterfield


Economics and Finance - Summer 2017                   

 

Lifelong Learning Institute in Chesterfield                        

                                                                                      Not an LLI member? Join here now. It's easy! 

Medicare 101                                   

Tuesday                                              EF172113            

11:30-1:00                          

May 16

Instructor(s): Kendalle Stock

This class will provide information on the following: high level overview of Medicare, how and when to enroll in Medicare, understanding the “lingo”, Medicare options, what Medigap (Medicare Supplement) policies cover, and gaps that exist in Medicare and how to cover those gaps. Whether you’ve been enrolled one day or 40 years, or if you haven’t received that lovely red, white and blue card in the mail yet, you will walk away from this class with valuable information. Bring paper and pen to take notes!

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Investor Alert:  Bond Buyers Beware                                     

Tuesday                                              EF172100            

9:00-10:30                          

May 23

Instructor(s): James E. Davidson, Jr., CFP®

Learn how to identify and manage the potential risks associated with bond and fixed-income investments. Topics include: identifying the potential risks associated with bond and fixed-income investments, how rising interest rates affect bond and fixed income portfolios and strategies to help mitigate these risks.

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Home Seller Seminar                                   

Friday                                  EF172116            

10:30-11:30                        

May 26

Instructor(s): Mimi Devenney Holt and Sylvia Watford

Wondering how to get the best price for your home in the shortest amount of time? Participants will learn about the home selling process with a Virginia Credit Union representative who will offer practical tips and share common pitfalls to avoid when selling a house.

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Annuities: Everything You Wanted to Know But Were Afraid to Ask!                                    

Thursday                                            EF172101            

2:30-4:00                             

June 22

Instructor(s): James E. Davidson, Jr., CFP®

What are they? How do they work? What do all these fancy words mean? Join our Q&A format for insight into the world of annuities.

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Estate Settlement and the Probate Process                                       

Tuesday                                              EF172104            

9:00-11:00                          

June 27

Instructor(s): Mark Mikuta, CPA CFP

Most folks are familiar with estate planning and while many have heard of the probate process, few really understand the nuts and bolts of the process. What are the steps in the Probate Process? What if there is no will? What does the Executor or the Administrator do? The presentation includes time for questions.

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Tips for Avoiding Identity Theft                                               

Thursday                                            EF172117            

10:00-11:00                        

June 29

Instructor(s): Mimi Devenney Holt and Sylvia Watford

A Virginia Credit Union representative will offer practical tips for guarding against identity theft. Participants will learn how to minimize their risk and what to do if they should ever become a victim.

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Organizing Your Financial Records                                          

Thursday                                            EF172118            

10:00-11:00                        

July 6

Instructor(s): Mimi Devenney Holt and Sylvia Watford

A Virginia Credit Union representative will share the benefits of keeping your personal financial records organized and offer practical recommendations on what records to keep, what to keep handy in the event of a natural disaster and tips on how to take a home inventory.

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After Your Last Paycheck: Will I Outlive My Money?                                     

Monday                                              EF172102            

2:30-4:00                             

July 17

Instructor(s): James E. Davidson, Jr., CFP®

Once retired, how do you draw upon your investments to provide the desired retirement income and lifestyle? We will also discuss the common financial pitfalls encountered by many retirees and learn techniques to avoid those mistakes.

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Drive Away Happy                                         

Thursday                                            EF172119            

10:00-11:00                        

July 27

Instructor(s): Mimi Devenney Holt and Sylvia Watford

A Virginia Credit Union representative will offer advice on how to make smart car-buying decisions and give tips on negotiating the purchase of a new or used car.

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Global Events and the Economy                                              

Wednesday                                      EF172109            

2:30-4:00                             

August 2

Instructor(s): Ian Patrick

In this class, we take a look at things that are going on around the world and how they impact our lives and the economy, today and into the future. We look at demographic trends such as an aging population, obesity, and immigration around the world. We talk about events like "Brexit", global trade deals like the "TPP", new technology like robotics, renewable energy, and social media. We might even talk about clean water, food scarcity, and its impact on terrorism. Usually the main topics are driven by current events and news, and then we tie it all back into what is happening in the financial markets (stocks, bonds, gold, oil, etc.) and how it may impact the economy going forward.

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Estate and Long-Term Care Planning: the Important Issues                                         

Wednesday                                      EF172115            

1:30-2:30                             

August 16

Instructor(s): Paula Peaden

An experienced estate and elder law attorney will review the advantages of a living trust over a will, durable powers of attorney, and advance medical directives. The federal and state estate tax system will be explained. Students will also learn how to plan for potential long term care and how the current Medicaid system works. The course will also educate students on how to plan for any children who have special needs and how to plan an estate that does not leave a legacy of hate among family members. Questions will be welcome.

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How to Read Your Credit Report and Understand Credit Scores                                               

Thursday                                            EF172125            

10:00-11:00                        

August 24

Instructor(s): Mimi Devenney Holt and Sylvia Watford

Learn how to access a free copy of your credit report and the importance of reviewing and understanding the report. The components of a sample credit report will be provided and discussed. Also, students will learn how to build, manage and maintain a great credit score.

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